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    Strategy guide

    Baccarat decoded.

    Simple yet elegant: learn the banker bet advantage and odds.

    Difficulty
    Easy
    Best for
    Low house edge seekers
    Key tips
    5
    House edge1.06%

    Open the full-screen baccarat table

    1. 01

      How baccarat works

      Two hands are dealt: Player and Banker. Cards are totaled: face cards and 10s count as 0, aces as 1. If the total exceeds 9, drop the first digit (15 becomes 5). Closest to 9 wins.

    2. 02

      The three bets

      Banker bet has a 1.06% house edge (with 5% commission). Player bet has a 1.24% house edge. Tie bet has a massive 14.36% house edge, never bet the tie.

    3. 03

      Optimal strategy

      Baccarat strategy is simple: always bet Banker. The 5% commission still makes it the best bet. No card counting or pattern tracking changes the odds.

    4. 04

      Mini-baccarat vs traditional

      Mini-baccarat is faster with lower minimums. Traditional baccarat involves players handling cards. The odds are identical, choose based on atmosphere and budget preference.